Banking, refined.
A private bank, a global wallet, and a wealth platform — all in one elegantly engineered app. Built for the modern world.
Everything you need
A bank that thinks ahead.
Multi-currency wallet
Hold and exchange 30+ currencies at interbank rates with zero hidden fees.
Instant transfers
Send money worldwide in seconds. Local rails in 180 countries.
Bank-level security
Biometric login, device verification, and AI-driven fraud detection 24/7.
Virtual & metal cards
Unlimited virtual cards. Optional black metal card with concierge perks.
Wealth & investing
Curated portfolios, fractional shares, and a personal AI financial advisor.
Smart insights
Predictive budgeting, subscription tracking, and goals that adapt to your life.
SBW Black
An object of desire.
Precision-engineered from anodized titanium with gold inlay. The black card opens doors — literally and financially.
- Unlimited airport lounge access
- 24/7 personal concierge
- 5% cashback on travel & dining
- Complimentary global health insurance
Membership
Choose your tier.
Standard
Everything you need to get started.
- Free EU/US account
- Virtual debit card
- Send to 30 countries
- Basic analytics
Premium
For frequent travelers and pros.
- Everything in Standard
- 5 currency accounts
- Metal card, gold finish
- Airport lounges (8/yr)
- Travel insurance
Black
By invitation only.
- Everything in Premium
- Unlimited lounges
- Black titanium card
- Personal concierge
- Wealth advisor access
"I closed three legacy bank accounts the week I joined Structured Brick Wealth Bank. It's that good."
"The black card concierge booked me a private jet at 2am from a beach in Tulum."
"The cleanest banking app I've ever used. Like Apple made a bank."
Frequently asked
Is Structured Brick Wealth Bank a real bank?+
Structured Brick Wealth Bank partners with regulated banks worldwide. Deposits are protected up to local insurance limits.
How long does it take to open an account?+
Most members are onboarded in under 4 minutes via biometric KYC.
What about security?+
Bank-level encryption, device verification, biometric login, and 24/7 fraud monitoring.
Can I use Structured Brick Wealth Bank for my business?+
Yes — SBW Business includes payroll, invoicing, expenses, and team permissions.
Join the new standard.
Open your Structured Brick Wealth Bank account in minutes. No paperwork. No queues. No compromises.
Get started