Our story

A Century of Growth and Innovation

Founded in 1894 by ten visionary local businessmen, we've grown from a small-town financial institution into a cornerstone of modern community banking.

Our journey has been marked by continuous innovation and unwavering commitment to our customers.

From pioneering Friday evening banking in the late 1800s to introducing cutting-edge digital services today, we've always strived to meet the evolving needs of our community.

In 2020, we rebranded from State Bank of Waterloo to State Bank, reflecting our expanded reach and vision — and today operate as Structured Brick Wealth Bank with five branches and a full suite of digital banking services.

Throughout our history, we've remained deeply rooted in our community, supporting local initiatives, businesses, and families. As we look to the future, we remain committed to personalized service, technological advancement, and the financial success of those we serve.

Bank with a name you can trust.

Join generations of families and businesses who choose Structured Brick Wealth Bank.