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Frequently asked questions

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How do I open an Structured Brick Wealth Bank account?+

Click Open Account, complete the short signup, verify your email, and finish KYC. Most accounts activate in minutes.

Is my money safe with Structured Brick Wealth Bank?+

Yes. Deposits are FDIC-insured up to applicable limits and protected by 256-bit encryption, 2FA, and real-time fraud monitoring.

Are there fees for transfers?+

Local transfers are free. International transfers use transparent, mid-market FX rates with a clear fee shown upfront.

Do you offer business accounts?+

Yes — see our Business Banking page for team controls, invoicing, bulk payments, and multi-currency support.

How do I qualify for the Black Card?+

The Black Card is by invitation. Existing customers with qualifying activity will receive an offer.

What if I lose my card?+

Freeze it instantly in the app and order a replacement with one tap.

Still have questions?

Chat with our team or visit a branch today.